Liquidity at Speed.
Unlocking Your Property Wealth
in 48 Hours.
We deploy bridging capital against confirmed property sale proceeds and corporate invoices — faster than any South African bank. Trusted by conveyancing attorneys and estate agents across the Western Cape.
- NCR Registered Credit Provider
- FICA & AML Compliant
- POPIA Data Secured
- National Credit Act 34 of 2005
- Deeds Office Integrated Process
From Sale to Funds in Three Steps
We've engineered a frictionless process designed to complement your conveyancer's existing workflow — not complicate it.
Sell Your Property / Invoice Your Client
A signed, unconditional OTP (Offer to Purchase) or a confirmed commercial invoice triggers your eligibility. The sale must be registered in the Deeds Office process.
Conveyancer Signs the Irrevocable Undertaking
Your conveyancing attorney issues an Irrevocable Undertaking and signs our standard mandate — confirming repayment of the advance directly from transfer proceeds.
Receive Funds in 24–48 Hours
Once our compliance checks are complete and documentation is signed, funds are transferred directly to your designated account — typically within one business day.
The Three Pillars of Our Security
Every advance is underpinned by a strict three-part security framework, protecting our investors, our clients, and the integrity of the transaction.
Unconditional Sale Agreement
We only advance against a signed, unconditional OTP registered in the Deeds Office pipeline. There are no suspensive conditions remaining — the sale is confirmed, not speculative.
Bank or Guarantor Guarantees
Bond guarantees issued by the purchaser's bond attorney provide a secondary layer of security, ensuring the transfer proceeds are underwritten by a registered South African bank.
Conveyancer Mandate & Undertaking
The transferring attorney signs an Irrevocable Undertaking mandating repayment of the full advance (plus fees) directly from transfer proceeds, before any other disbursement.
How Much Can You Unlock?
Get an instant indicative advance amount based on your confirmed property sale. Our maximum advance is calculated at 80% Loan-to-Value (LTV) of your net equity.
- ✓ Unconditional OTP required
- ✓ Conveyancer mandate required
- ✓ Funds deployed within 24–48 hours
- ✓ No early repayment penalties
Estimate Your Advance
This is a non-binding indicative estimate for illustration purposes only. Final advance amounts are subject to full credit assessment, legal review, and approval by AMFinance. Subject to the National Credit Act 34 of 2005.
Built for the Professionals Who Drive Property
Conveyancing Attorneys
Offer your clients a world-class bridging solution without disrupting your workflow. Our digital FICA process and standardised mandate documentation is designed for busy conveyancing practices.
Partner with Us →Estate Agents & Sellers
Waiting for transfer can mean missing your next property, your child's school fees, or your bond's rates clearance deadline. We unlock your equity now, while the Deeds Office does its work.
Explore Property Products →SMEs & Business Owners
Turn your confirmed invoices and purchase orders into working capital today. Our invoice discounting facility bridges the gap between service delivery and client payment, without waiting 60–90 days.
Explore SME Products →Ready to Deploy Capital?
Whether you're an attorney with a deal to refer, or a seller needing immediate liquidity — we can have a decision on your desk within hours.